Investment minimums

<R1m

Calvin Kruger

As an Independent Financial Planner at APS Group, I bring over 12 years of experience in providing comprehensive financial planning and advisory services to both individuals and businesses. I hold a BCom in Economics and a PGDip in Financial Planning from the University of Stellenbosch, and I am fully licensed by the Financial Sector Conduct Authority (FSCA). Having completed RE 1,3 and 5, I have a thorough understanding of the regulatory landscape within the financial services sector in South Africa.

My core competencies include conducting comprehensive assessments of my clients' financial needs, identifying growth opportunities, and guiding them towards creating sustainable long-term financial strategies. I am constantly seeking innovative solutions to enhance my services, optimize processes, and add value to my clients. I have a passion for exploring cutting-edge technologies and innovations in the financial services industry, especially AI-driven solutions that can revolutionize the industry.

My goal is to empower my clients to navigate the ever-changing economic landscape with confidence.


4 De Beers ave, The Links Office Park, St Andrews building, ground floor, 620 Somerset West Cape Town Somerset West

Get directions

Specialises in:

Investments & savings

Offshore investing

Pre-retirement planning

Retirement income

Contact details:

083 XXX XXXX

calvink*********************.com

Reveal contact details

Calvin Kruger

As an Independent Financial Planner at APS Group, I bring over 12 years of experience in providing comprehensive financial planning and advisory services to both individuals and businesses. I hold a BCom in Economics and a PGDip in Financial Planning from the University of Stellenbosch, and I am fully licensed by the Financial Sector Conduct Authority (FSCA). Having completed RE 1,3 and 5, I have a thorough understanding of the regulatory landscape within the financial services sector in South Africa.

My core competencies include conducting comprehensive assessments of my clients' financial needs, identifying growth opportunities, and guiding them towards creating sustainable long-term financial strategies. I am constantly seeking innovative solutions to enhance my services, optimize processes, and add value to my clients. I have a passion for exploring cutting-edge technologies and innovations in the financial services industry, especially AI-driven solutions that can revolutionize the industry.

My goal is to empower my clients to navigate the ever-changing economic landscape with confidence.


Investment minimums:

<R1m
Specialises in:

Investments & savings

Offshore investing

Pre-retirement planning

Retirement income

4 De Beers ave, The Links Office Park, St Andrews building, ground floor, 620 Somerset West Cape Town Somerset West


About

About APS Group – Cape Town

At APS Wealth, we work alongside you to help you reach your financial goals. Our skilled team offers straightforward, customized financial solutions to both individuals and businesses, always maintaining a high level of professionalism.

Whether dealing with local or international investments, we approach each one with meticulous attention. Explore a range of practical and affordable financial options with APS Wealth, where your objectives are our priority.

Service offered

Investments & savings

Get help choosing the best way to invest for your goals, whether it be buying a home, a child’s education or to save an emergency buffer for unforeseen expenses. Assess investments matched to your time frame and your risk appetite to achieve you goal.

Offshore investing

Get help diversifying your investments beyond South Africa’s border and assessing offshore investment opportunities.

Pre-retirement planning

Get help making sure you have enough to live on when you stop working.

Retirement income

Get help ensuring that your retirement income covers your costs and lasts your lifetime.

Additional services

Get help protecting you and your family and ensuring future financial support to your beneficiaries.


Get help making sure that your medical aid is the right one for you ensuring enough cover for your medical treatment and expenses both now and in the future.


Get help ensuring your financial affairs are efficiently structured.


Get help planning your legacy, minimising any future tax burden and ensuring the expressed distribution of your assets.