Investment minimums

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Michael Araujo

I am a Certified Financial Planner with extensive experience in giving independent financial advice.

I am fueled by my passion for helping people see the path towards what they value most in life. I have a strong belief that continuous education is key in navigating our ever-changing world. With a BCom degree in Accounting Sciences, Post Graduate diploma in Financial Planning and Honours degree in Financial Management under my belt, I am always looking to learn more to give me an edge.

I am highly motivated to help improve lifestyle and financial outcomes for the people of SA and beyond, one client at a time.


20 Devonshire Road, Wynberg, Cape Town, South Africa

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Specialises in:

Investments & savings

Offshore investing

Pre-retirement planning

Retirement income

Contact details:

072 XXX XXXX

michael***************o.za

Reveal contact details

Michael Araujo

I am a Certified Financial Planner with extensive experience in giving independent financial advice.

I am fueled by my passion for helping people see the path towards what they value most in life. I have a strong belief that continuous education is key in navigating our ever-changing world. With a BCom degree in Accounting Sciences, Post Graduate diploma in Financial Planning and Honours degree in Financial Management under my belt, I am always looking to learn more to give me an edge.

I am highly motivated to help improve lifestyle and financial outcomes for the people of SA and beyond, one client at a time.


Investment minimums:

<R1m
Specialises in:

Investments & savings

Offshore investing

Pre-retirement planning

Retirement income

20 Devonshire Road, Wynberg, Cape Town, South Africa


About Accrue Financial Advisory Services

Accrue Financial Advisory Services is an independent advice-based financial advisory business, where our clients’ needs are our priority.

Our approach to financial planning leads us to follow a process, called Lifestyle Financial Planning, that focusses on you and your life; your aspirations, needs and concerns. We aim to provide financial guidance that will best help you achieve the lifestyle and financial goals that are important to you.

At Accrue Financial Advisory Services we provide a comprehensive financial planning service, covering investment advice, estate planning, retirement planning, offshore banking and investments and risk planning.

About Accrue Financial Advisory Services

Accrue Financial Advisory Services is an independent advice-based financial advisory business, where our clients’ needs are our priority.

Our approach to financial planning leads us to follow a process, called Lifestyle Financial Planning, that focusses on you and your life; your aspirations, needs and concerns. We aim to provide financial guidance that will best help you achieve the lifestyle and financial goals that are important to you.

At Accrue Financial Advisory Services we provide a comprehensive financial planning service, covering investment advice, estate planning, retirement planning, offshore banking and investments and risk planning.

Service offered

Investments & savings

Get help choosing the best way to invest for your goals, whether it be buying a home, a child’s education or to save an emergency buffer for unforeseen expenses. Assess investments matched to your time frame and your risk appetite to achieve you goal.

Offshore investing

Get help diversifying your investments beyond South Africa’s border and assessing offshore investment opportunities.

Pre-retirement planning

Get help making sure you have enough to live on when you stop working.

Retirement income

Get help ensuring that your retirement income covers your costs and lasts your lifetime.

Additional services

Get help protecting you and your family and ensuring future financial support to your beneficiaries.


Get help planning your legacy, minimising any future tax burden and ensuring the expressed distribution of your assets.