I am a Chartered Accountant and hold an MBA in Finance, jointly awarded by the University of Manchester (UK) and University of Bangor. My thesis focussed on the impact of the move from defined benefits to defined contributions in the retirement industry.

I am a practicing CERTIFIED FINANCIAL PLANNER® professional and a member of the Financial Planning Institute of South Africa, having obtained a Post Graduate Diploma in Financial Planning from the University of the Free State. I qualified as a Chartered Accountant after having served Articles with Deloitte and Touche. I held various Senior Management positions in the Corporate Sector until 1997.

From 1998 until 2001, I provided financial advice through Phambili Financial Services. Since 2002, I have headed up Futuristic Financial Services, until recently merging my practice with that of Absolut Wealth Management (Pty) Ltd.

I hold a Post-Graduate Diploma in Financial Planning from the University of the Free State and a Stock Broking qualification from the Johannesburg Stock Exchange.

I am a practicing CERTIFIED FINANCIAL PLANNER® professional and a member of the Financial Planning Institute of South Africa. I started my career in the Banking / Financial Services Industry in 1973. In 1978, I worked in the Stock Broking Industry, which lasted for 15 years.

In 1993, I made the decision to become an Independent Financial Advisor and in 1998, I founded my own financial planning practice - Frontier Financial Services. This financial services provider became Frontier Financial Planning Services in 2008, with myself and my son, Daniel, as the sole Directors.

In March 2017, Frontier Financial Planning Services merged with Absolut Wealth Management. I am now a Director in Absolut Wealth Management and a key individual on the FSP license.

I hold a Post Graduate Diploma in Financial Planning from the University of the Free State and an International Capital Markets Qualification from the London Securities Institute. I am a practicing CERTIFIED FINANCIAL PLANNER® professional and a member of the Financial Planning Institute of South Africa.

I started my career in the Financial Services industry working for a Boutique Stock Broking Firm and Asset Management company in 1998. The Appleton Group bought out my Firm and subsequently listed to become a private client Asset Management, Stock Broking and Financial Advisory company.

Shortly after the listing, I transferred to the Asset Management Division, where I held the position of Investment Manager, responsible for private client funds. In mid 2002, Appleton was sold to the PSG Group and in early 2003, I joined the Liberty Life Management Academy as an Agency Manager.

In January 2004, I started my own Financial Planning Practice - Absolut Wealth Management. Absolut Wealth Management was founded in the new regulatory environment of the FAIS and FICA Acts, allowing it to be positioned using best practices and new financial thinking in the industry.

I hold a National Certificate in Wealth Management obtained in 2014 and has been in the industry for over 10 years. I started my career at Discovery focusing on Risk, Investment and Medical Aid planning. Financial planning being a passion of mine, whilst at Discovery, I worked towards getting all the necessary qualifications required to be a Financial Planner.

Since leaving Discovery in 2012, my focus changed to holistic financial planning as an Independent Financial Planner, specialising in Risk cover, Investment planning (both local and offshore), Medical Aid, Estate Planning and Short-Term Insurance, and worked with the most prominent providers in the industry.

I hold a B. Econ degree from the University of Stellenbosch. I am a registered tax practitioner and a member of the SAIT. I started my career at Sanlam Head Office in Bellville in 1985 in marketing training, training brokers and agents in Sanlam products, including the then new, revolutionary "Unit Trust". I worked in the investment and insurance industry in different capacities until, in 2001, I co-founded an independent IFA , Bear Vision Investment Services (PTY) Ltd, a member of the Firstglobal Group.

I developed and implemented processes and systems as internal compliance officer and Financial Advisor, building a company and an investment book. After 34 years in the industry, I decided to take a sabbatical and resigned from the company in 2019. I re-joined the Industry in February 2021 as a Wealth Manager at Absolut Wealth Management (Pty) Ltd. I believe in a holistic approach to wealth management in order to contribute to my clients' quality of life. Wealth Management is a means to an end of which the end is peace of mind.

Together we will structure your existing financial resources in innovative ways, in spite of unpredictable times, to suit your needs and eliminate financial stress. Best advice is key.