I am a financial advisor and representative of Borland Financial Services Group (BFSG) and have been involved in the financial services industry since January 1995, hence over 25 years’ experience in financial planning. I have the Advanced Certificate in Financial Planning (NQF level 6, SAQA no. 96750) and have passed the Regulatory Exam for Representatives (RE 5) and Regulatory Exam for Key Individuals (RE 1). My experience and focus are the management of investor’s total financial portfolio in the form of asset management, estate planning, investment planning, retirement planning tax planning and personal and business insurance planning. Finally, I am also a member of the Financial Planning Institute and sit on the management team at BFSG.