As one of the old guys in the business I have seen and experience the investment industry evolving and involving. Since 1986 I have learned to evolve away from the commission driven industry to a true client focused business.  Away from the quick fix, quick income type of industry, to rather growing my income over time with my client objectives in mind. My advice approach to all clients and business are based on industry experience built over 34 years and knowledge built from a hunger to learn, to be a step ahead. Not to be product fancy and not to chase the big returns, but rather spend time on looking for the safe options and the sure returns. My life philosophy “When those around me are happy, I am happy."